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At Lollapalooza, everything that moves is insured

(Antonio Perez/Chicago Tribune)

For the music-loving public, the Lollapalooza music festival in Grant Park is all about 130 bands on eight stages over three days.

Not so much for James Chippendale, 42, and Jerid Schmickle, 36.

It’s their job to worry, worry and worry. They prepare for the worst and try to minimize risks at the event, so no one ends up getting sued — or, if they do, they’re at least insured. Get the full story »