Everyone knows it would be prohibitively expensive to actually gift someone the treasures from the “12 Days of Christmas,” but it turns out to be even more pricey to insure — nearly 20 times the cost of buying the presents from the famed holiday carol in the first place.

A recipient of turtle doves, partridges and leaping lords would end up paying nearly half a million dollars in insurance premiums, according to a study from insurance brokerage Lockton and trade magazine Insurance Journal released on Wednesday. Get the full story »